Responsive & Reliable Bridging Loan Experts
As a leading bridging loan broker, we invest time to fully understand your business strategy and funding requirements. Using our granular knowledge of the industry, we guarantee to find the best deal possible. Not only do we work with our tried and tested lender panel, we also have exclusive access to a network of family office and private investors, who can fund projects outside of normal lending criteria.
- Rates from 0.45%
- 100% of purchase (up to 75% LTV)
- Residential up to 80% LTV
- Commercial up to 75% LTV
- Land with planning up to 75% LTV
- Terms from 1-24 months
- Loans based on full market value
- Non status welcome
- 1st, 2nd and 3rd charge loans
- No monthly payments
- No proof of income
- Interest deducted from loan
- Loans from £50k to £100m+
- Discharged bankrupts welcome
- England, Scotland, Wales & NI
- Loans to individuals, LLP’s
- Overseas residents welcome
- No PG or company debenture option
Types of Property
With Tiger Financial, you can benefit from our in depth knowledge of the bridging loan market, with access to rates that are unavailable to the public. Funding is available for most asset classes, including:
- Retail premises
- Hotels & B&B’s
- Multiple occupation
- PBSA Student
- PRS sector
- Permitted Development (PD)
- Mixed use properties
- Nursing/Care homes
Bridging Loan Uses
As a specialist broker, we will guide you through the maze, and lead you to the most suitable lender for your project.
- Buying under value from an LPA Receiver
- Purchasing before planning permission
- Buying at auction
- Borrowing against value not purchase price
- Development and refurbishment
- Buying with a deferred consideration
- Developing an uninhabitable property
- You wish to split the title
- When conventional credit is refused
- You need working capital
- You want no monthly payments
- When you need finance fast
Bridging Loan Case Studies
Capital for Business Purchase
A business owner required £900,000 to take advantage of a timely business opportunity. The capital funds were required asap, so the entrepreneur could close the deal. Our client owned an investment property in a prime part of Central London valued at £2.5m, with an existing mortgage of £500,000. Due to issues with his credit file in 2011 in the economic crunch, he was unable to secure mainstream buy to let funding to release the capital he required. A second charge loan was arranged for 65% LTV, including interest and fees. The client was then able to secure funding for the new business venture; with the new business able to secure refinance to take out the original second charge bridging loan.
An Uninhabitable Property in Bristol
A developer approached us to discuss a residential refurbishment property valued at £550,000. The client was unable to secure a mortgage, due to the property requiring significant work for it to become habitable, and therefore unable to attract a mainstream mortgage. Within a two week period, we provided a 70% LTV facility for 4 months, with the interest and majority of fee payments rolled up into the loan. This allowed the client to purchase the property and carry out the works; and in doing so, increasing the value of the completed project. The developer then exited the bridging loan facility by refinancing the property on a normal commercial buy to let mortgage.
Mixed Use Property Investment
The client wanted to purchase a mixed use property for £1.2m, comprising ground floor shop frontage, and a tired collection of residential units, that had fallen into disrepair. The borrower was unable to get mainstream finance to complete the purchase or conduct the refurbishment works. Through a first charge 65% LTV bridging finance facility with us, the developer was able to complete the purchase, and convert the project into 9 individual apartments over a 6 month term.
Why Tiger Financial?
Highly responsive, always available; just like you need us to be.
It’s all we do. We know the market better than anyone.
Your success is our success. We will strive to get you the best deal.
We don’t chase rainbows. We will tell you straight and never waste your time.
Excellent customer service and total confidentiality. That’s how we do business.